refactor: payments providers

backend/bot/app/web/webapp/_runtime.py

@@ -21,7 +21,6 @@ from typing import Any, Dict, List, Optional, Tuple
 from urllib.parse import parse_qsl, quote, urlencode, urlsplit, urlunsplit
 
 from aiogram import Bot, Dispatcher
-from aiogram.types import LabeledPrice
 from aiohttp import ClientSession, ClientTimeout, web
 from pydantic import BaseModel, ConfigDict, EmailStr, ValidationError, constr, field_validator
 from sqlalchemy.ext.asyncio import AsyncSession
@@ -43,17 +42,11 @@ from bot.app.web.webapp_auth import (
     verify_webapp_session_token,
 )
 from bot.infra.redis import cache_get_json, cache_set_json, get_redis, redis_key
-from bot.services.crypto_pay_service import CryptoPayService
 from bot.services.email_auth_service import EmailAuthService, normalize_email
 from bot.services.email_templates import render_account_merged
-from bot.services.freekassa_service import FreeKassaService
-from bot.services.platega_service import PlategaService
 from bot.services.promo_code_service import PromoCodeService
 from bot.services.referral_service import ReferralService
-from bot.services.severpay_service import SeverPayService
 from bot.services.subscription_service import SubscriptionService
-from bot.services.wata_service import WataService
-from bot.services.yookassa_service import YooKassaService
 from bot.utils.config_link import prepare_config_links
 from bot.utils.request_security import parse_ip_entries, request_client_ip
 from bot.utils.text_sanitizer import sanitize_display_name, sanitize_username

backend/bot/app/web/webapp/application.py

@@ -38,17 +38,14 @@ def create_subscription_webapp_application(
     app.on_startup.append(_startup)
     app.on_shutdown.append(_shutdown)
 
+    from bot.payment_providers import iter_service_keys
+
     for key in (
         "subscription_service",
-        "yookassa_service",
-        "freekassa_service",
-        "cryptopay_service",
-        "platega_service",
-        "severpay_service",
-        "wata_service",
         "promo_code_service",
         "referral_service",
         "panel_service",
+        *iter_service_keys(),
     ):
         if hasattr(dp, "workflow_data") and key in dp.workflow_data:  # type: ignore[attr-defined]
             app[key] = dp.workflow_data[key]  # type: ignore[index]

backend/bot/app/web/webapp/billing.py

@@ -651,625 +651,27 @@ async def _create_subscription_payment(
         else _payment_description(int(months), lang)
     )
 
-    if method == "yookassa":
-        if not settings.YOOKASSA_ENABLED:
+    from bot.payment_providers import WebAppPaymentContext, get_provider_spec
+
+    provider_spec = get_provider_spec(method)
+    if provider_spec and provider_spec.create_webapp_payment:
+        if not provider_spec.is_enabled(settings):
             return _json_error(400, "payment_unavailable", "Payment method unavailable")
-        return await _create_yookassa_payment(
-            request,
-            session,
-            user_id,
-            months,
-            price,
-            description,
-            sale_mode=sale_mode,
-            traffic_gb=traffic_gb,
-        )
-    if method == "freekassa":
-        if not settings.FREEKASSA_ENABLED:
-            return _json_error(400, "payment_unavailable", "Payment method unavailable")
-        return await _create_freekassa_payment(
-            request,
-            session,
-            user_id,
-            months,
-            price,
-            description,
-            sale_mode=sale_mode,
-            traffic_gb=traffic_gb,
-        )
-    if method in ("platega", "platega_sbp", "platega_crypto"):
-        if not settings.PLATEGA_ENABLED:
-            return _json_error(400, "payment_unavailable", "Payment method unavailable")
-        if method == "platega_sbp" and not settings.PLATEGA_SBP_ENABLED:
-            return _json_error(400, "payment_unavailable", "Payment method unavailable")
-        if method == "platega_crypto" and not settings.PLATEGA_CRYPTO_ENABLED:
-            return _json_error(400, "payment_unavailable", "Payment method unavailable")
-        return await _create_platega_payment(
-            request,
-            session,
-            user_id,
-            months,
-            price,
-            description,
-            variant=method,
-            sale_mode=sale_mode,
-            traffic_gb=traffic_gb,
-        )
-    if method == "severpay":
-        if not settings.SEVERPAY_ENABLED:
-            return _json_error(400, "payment_unavailable", "Payment method unavailable")
-        return await _create_severpay_payment(
-            request,
-            session,
-            user_id,
-            months,
-            price,
-            description,
-            sale_mode=sale_mode,
-            traffic_gb=traffic_gb,
-        )
-    if method == "wata":
-        if not settings.WATA_ENABLED:
-            return _json_error(400, "payment_unavailable", "Payment method unavailable")
-        return await _create_wata_payment(
-            request,
-            session,
-            user_id,
-            months,
-            price,
-            description,
-            sale_mode=sale_mode,
-            traffic_gb=traffic_gb,
-        )
-    if method == "cryptopay":
-        service: CryptoPayService = request.app["cryptopay_service"]
-        if not settings.CRYPTOPAY_ENABLED or not service or not service.configured:
-            return _json_error(400, "payment_unavailable", "Payment method unavailable")
-        url = await service.create_invoice(
-            session=session,
-            user_id=user_id,
-            months=months,
-            amount=price,
-            description=description,
-            sale_mode=sale_mode,
-            url_kind="web",
-        )
-        if not url:
-            return _json_error(502, "payment_failed", "Failed to create payment")
-        return web.json_response(
-            {"ok": True, "action": "open_link", "payment_url": url, "payment_id": None}
-        )
-    if method == "stars":
-        if not settings.STARS_ENABLED or stars_price is None:
-            return _json_error(400, "payment_unavailable", "Payment method unavailable")
-        return await _create_stars_payment(
-            request,
-            session,
-            user_id,
-            months,
-            int(stars_price),
-            description,
-            sale_mode=sale_mode,
-            traffic_gb=traffic_gb,
+        return await provider_spec.create_webapp_payment(
+            WebAppPaymentContext(
+                request=request,
+                session=session,
+                user_id=user_id,
+                method=method,
+                months=months,
+                price=price,
+                stars_price=stars_price,
+                description=description,
+                sale_mode=sale_mode,
+                traffic_gb=traffic_gb,
+            )
         )
 
     return _json_error(400, "payment_unavailable", "Payment method unavailable")
 
 
-async def _create_base_payment_record(
-    session: AsyncSession,
-    *,
-    user_id: int,
-    amount: float,
-    currency: str,
-    status: str,
-    description: str,
-    months: int,
-    provider: str,
-    sale_mode: Optional[str] = None,
-    tariff_key: Optional[str] = None,
-    purchased_gb: Optional[float] = None,
-    purchased_hwid_devices: Optional[int] = None,
-) -> Payment:
-    payment = await payment_dal.create_payment_record(
-        session,
-        {
-            "user_id": user_id,
-            "amount": amount,
-            "currency": currency,
-            "status": status,
-            "description": description,
-            "subscription_duration_months": months,
-            "provider": provider,
-            "sale_mode": sale_mode,
-            "tariff_key": tariff_key,
-            "purchased_gb": purchased_gb,
-            "purchased_hwid_devices": purchased_hwid_devices,
-        },
-    )
-    await session.commit()
-    return payment
-
-
-async def _create_yookassa_payment(
-    request: web.Request,
-    session: AsyncSession,
-    user_id: int,
-    months: Any,
-    price: float,
-    description: str,
-    *,
-    sale_mode: str = "subscription",
-    traffic_gb: Optional[float] = None,
-) -> web.Response:
-    settings: Settings = request.app["settings"]
-    service: YooKassaService = request.app["yookassa_service"]
-    if not service or not service.configured:
-        return _json_error(400, "payment_unavailable", "Payment method unavailable")
-
-    try:
-        traffic_sale = _sale_mode_is_traffic(sale_mode)
-        hwid_devices_sale = _sale_mode_is_hwid_devices(sale_mode)
-        payment = await _create_base_payment_record(
-            session,
-            user_id=user_id,
-            amount=price,
-            currency="RUB",
-            status="pending_yookassa",
-            description=description,
-            months=int(float(months)) if not traffic_sale else int(float(traffic_gb or months)),
-            provider="yookassa",
-            sale_mode=sale_mode,
-            tariff_key=_sale_mode_tariff_key(sale_mode),
-            purchased_gb=float(traffic_gb or months) if traffic_sale else None,
-            purchased_hwid_devices=int(float(months)) if hwid_devices_sale else None,
-        )
-        metadata = {
-            "user_id": str(user_id),
-            "subscription_months": str(
-                int(float(months)) if not traffic_sale and not hwid_devices_sale else 0
-            ),
-            "payment_db_id": str(payment.payment_id),
-            "sale_mode": sale_mode,
-            "source": "webapp",
-        }
-        if traffic_sale:
-            metadata["traffic_gb"] = _format_number_for_payload(traffic_gb or months)
-        if hwid_devices_sale:
-            metadata["hwid_devices"] = str(int(float(months)))
-        if _sale_mode_tariff_key(sale_mode):
-            metadata["tariff_key"] = _sale_mode_tariff_key(sale_mode)
-        response = await service.create_payment(
-            amount=price,
-            currency="RUB",
-            description=description,
-            metadata=metadata,
-            receipt_email=settings.YOOKASSA_DEFAULT_RECEIPT_EMAIL,
-            save_payment_method=bool(
-                settings.yookassa_autopayments_active
-                and settings.YOOKASSA_AUTOPAYMENTS_REQUIRE_CARD_BINDING
-            ),
-        )
-        payment_url = response.get("confirmation_url") if response else None
-        if not payment_url:
-            await payment_dal.update_payment_status_by_db_id(
-                session, payment.payment_id, "failed_creation"
-            )
-            await session.commit()
-            return _json_error(502, "payment_failed", "Failed to create payment")
-
-        await payment_dal.update_payment_status_by_db_id(
-            session,
-            payment.payment_id,
-            response.get("status", "pending"),
-            yk_payment_id=response.get("id"),
-        )
-        await session.commit()
-        return web.json_response(
-            {
-                "ok": True,
-                "action": "open_link",
-                "payment_url": payment_url,
-                "payment_id": payment.payment_id,
-            }
-        )
-    except Exception:
-        await session.rollback()
-        logger.exception("YooKassa WebApp payment failed")
-        return _json_error(502, "payment_failed", "Failed to create payment")
-
-
-async def _create_freekassa_payment(
-    request: web.Request,
-    session: AsyncSession,
-    user_id: int,
-    months: Any,
-    price: float,
-    description: str,
-    *,
-    sale_mode: str = "subscription",
-    traffic_gb: Optional[float] = None,
-) -> web.Response:
-    request.app["settings"]
-    service: FreeKassaService = request.app["freekassa_service"]
-    if not service or not service.configured or not service.payment_method_id:
-        return _json_error(400, "payment_unavailable", "Payment method unavailable")
-
-    try:
-        traffic_sale = _sale_mode_is_traffic(sale_mode)
-        hwid_devices_sale = _sale_mode_is_hwid_devices(sale_mode)
-        payment = await _create_base_payment_record(
-            session,
-            user_id=user_id,
-            amount=price,
-            currency=service.default_currency,
-            status="pending_freekassa",
-            description=description,
-            months=int(float(months)) if not traffic_sale else int(float(traffic_gb or months)),
-            provider="freekassa",
-            sale_mode=sale_mode,
-            tariff_key=_sale_mode_tariff_key(sale_mode),
-            purchased_gb=float(traffic_gb or months) if traffic_sale else None,
-            purchased_hwid_devices=int(float(months)) if hwid_devices_sale else None,
-        )
-        success, response_data = await service.create_order(
-            payment_db_id=payment.payment_id,
-            user_id=user_id,
-            months=months,
-            amount=price,
-            currency=service.default_currency,
-            payment_method_id=service.payment_method_id,
-            ip_address=service.server_ip,
-            extra_params={"us_method": service.payment_method_id},
-        )
-        payment_url = response_data.get("location") if success else None
-        provider_id = response_data.get("orderHash") or response_data.get("orderId")
-        if provider_id:
-            await payment_dal.update_provider_payment_and_status(
-                session, payment.payment_id, str(provider_id), payment.status
-            )
-            await session.commit()
-        if not payment_url:
-            await payment_dal.update_payment_status_by_db_id(
-                session, payment.payment_id, "failed_creation"
-            )
-            await session.commit()
-            return _json_error(502, "payment_failed", "Failed to create payment")
-        return web.json_response(
-            {
-                "ok": True,
-                "action": "open_link",
-                "payment_url": payment_url,
-                "payment_id": payment.payment_id,
-            }
-        )
-    except Exception:
-        await session.rollback()
-        logger.exception("FreeKassa WebApp payment failed")
-        return _json_error(502, "payment_failed", "Failed to create payment")
-
-
-async def _create_platega_payment(
-    request: web.Request,
-    session: AsyncSession,
-    user_id: int,
-    months: Any,
-    price: float,
-    description: str,
-    variant: str = "platega_sbp",
-    sale_mode: str = "subscription",
-    traffic_gb: Optional[float] = None,
-) -> web.Response:
-    settings: Settings = request.app["settings"]
-    service: PlategaService = request.app["platega_service"]
-    if not service or not service.configured:
-        return _json_error(400, "payment_unavailable", "Payment method unavailable")
-    if variant == "platega_crypto":
-        if not settings.PLATEGA_CRYPTO_ENABLED:
-            return _json_error(400, "payment_unavailable", "Payment method unavailable")
-        platega_method_id = settings.PLATEGA_CRYPTO_METHOD
-    else:
-        if variant == "platega_sbp" and not settings.PLATEGA_SBP_ENABLED:
-            return _json_error(400, "payment_unavailable", "Payment method unavailable")
-        platega_method_id = settings.platega_sbp_method_resolved
-
-    try:
-        traffic_sale = _sale_mode_is_traffic(sale_mode)
-        hwid_devices_sale = _sale_mode_is_hwid_devices(sale_mode)
-        payment = await _create_base_payment_record(
-            session,
-            user_id=user_id,
-            amount=price,
-            currency=settings.DEFAULT_CURRENCY_SYMBOL or "RUB",
-            status="pending_platega",
-            description=description,
-            months=int(float(months)) if not traffic_sale else int(float(traffic_gb or months)),
-            provider="platega",
-            sale_mode=sale_mode,
-            tariff_key=_sale_mode_tariff_key(sale_mode),
-            purchased_gb=float(traffic_gb or months) if traffic_sale else None,
-            purchased_hwid_devices=int(float(months)) if hwid_devices_sale else None,
-        )
-        months_for_provider = (
-            int(float(months)) if not traffic_sale else int(float(traffic_gb or months))
-        )
-        payload = json.dumps(
-            {
-                "payment_db_id": payment.payment_id,
-                "user_id": user_id,
-                "months": months_for_provider if not traffic_sale else 0,
-                "sale_mode": sale_mode,
-                "traffic_gb": _format_number_for_payload(traffic_gb or months)
-                if traffic_sale
-                else None,
-                "hwid_devices": int(float(months)) if hwid_devices_sale else None,
-                "source": "webapp",
-                "platega_variant": "crypto" if variant == "platega_crypto" else "sbp",
-            }
-        )
-        success, response_data = await service.create_transaction(
-            payment_db_id=payment.payment_id,
-            user_id=user_id,
-            months=months_for_provider,
-            amount=price,
-            currency=settings.DEFAULT_CURRENCY_SYMBOL or "RUB",
-            description=description,
-            payload=payload,
-            payment_method=platega_method_id,
-        )
-        payment_url = (
-            (
-                response_data.get("redirect")
-                or response_data.get("url")
-                or response_data.get("paymentUrl")
-            )
-            if success
-            else None
-        )
-        provider_id = response_data.get("transactionId") or response_data.get("id")
-        if provider_id:
-            await payment_dal.update_provider_payment_and_status(
-                session,
-                payment.payment_id,
-                str(provider_id),
-                str(response_data.get("status", payment.status)),
-            )
-            await session.commit()
-        if not payment_url:
-            await payment_dal.update_payment_status_by_db_id(
-                session, payment.payment_id, "failed_creation"
-            )
-            await session.commit()
-            return _json_error(502, "payment_failed", "Failed to create payment")
-        return web.json_response(
-            {
-                "ok": True,
-                "action": "open_link",
-                "payment_url": payment_url,
-                "payment_id": payment.payment_id,
-            }
-        )
-    except Exception:
-        await session.rollback()
-        logger.exception("Platega WebApp payment failed")
-        return _json_error(502, "payment_failed", "Failed to create payment")
-
-
-async def _create_severpay_payment(
-    request: web.Request,
-    session: AsyncSession,
-    user_id: int,
-    months: Any,
-    price: float,
-    description: str,
-    *,
-    sale_mode: str = "subscription",
-    traffic_gb: Optional[float] = None,
-) -> web.Response:
-    settings: Settings = request.app["settings"]
-    service: SeverPayService = request.app["severpay_service"]
-    if not service or not service.configured:
-        return _json_error(400, "payment_unavailable", "Payment method unavailable")
-
-    try:
-        traffic_sale = _sale_mode_is_traffic(sale_mode)
-        hwid_devices_sale = _sale_mode_is_hwid_devices(sale_mode)
-        payment = await _create_base_payment_record(
-            session,
-            user_id=user_id,
-            amount=price,
-            currency=settings.DEFAULT_CURRENCY_SYMBOL or "RUB",
-            status="pending_severpay",
-            description=description,
-            months=int(float(months)) if not traffic_sale else int(float(traffic_gb or months)),
-            provider="severpay",
-            sale_mode=sale_mode,
-            tariff_key=_sale_mode_tariff_key(sale_mode),
-            purchased_gb=float(traffic_gb or months) if traffic_sale else None,
-            purchased_hwid_devices=int(float(months)) if hwid_devices_sale else None,
-        )
-        success, response_data = await service.create_payment(
-            payment_db_id=payment.payment_id,
-            user_id=user_id,
-            months=months,
-            amount=price,
-            currency=settings.DEFAULT_CURRENCY_SYMBOL or "RUB",
-            description=description,
-        )
-        payment_url = (
-            (
-                response_data.get("url")
-                or response_data.get("payment_url")
-                or response_data.get("paymentUrl")
-            )
-            if success
-            else None
-        )
-        provider_id = response_data.get("id") or response_data.get("uid")
-        if provider_id:
-            await payment_dal.update_provider_payment_and_status(
-                session, payment.payment_id, str(provider_id), payment.status
-            )
-            await session.commit()
-        if not payment_url:
-            await payment_dal.update_payment_status_by_db_id(
-                session, payment.payment_id, "failed_creation"
-            )
-            await session.commit()
-            return _json_error(502, "payment_failed", "Failed to create payment")
-        return web.json_response(
-            {
-                "ok": True,
-                "action": "open_link",
-                "payment_url": payment_url,
-                "payment_id": payment.payment_id,
-            }
-        )
-    except Exception:
-        await session.rollback()
-        logger.exception("SeverPay WebApp payment failed")
-        return _json_error(502, "payment_failed", "Failed to create payment")
-
-
-async def _create_wata_payment(
-    request: web.Request,
-    session: AsyncSession,
-    user_id: int,
-    months: Any,
-    price: float,
-    description: str,
-    *,
-    sale_mode: str = "subscription",
-    traffic_gb: Optional[float] = None,
-) -> web.Response:
-    settings: Settings = request.app["settings"]
-    service: WataService = request.app["wata_service"]
-    if not service or not service.configured:
-        return _json_error(400, "payment_unavailable", "Payment method unavailable")
-
-    try:
-        traffic_sale = _sale_mode_is_traffic(sale_mode)
-        hwid_devices_sale = _sale_mode_is_hwid_devices(sale_mode)
-        payment = await _create_base_payment_record(
-            session,
-            user_id=user_id,
-            amount=price,
-            currency=settings.DEFAULT_CURRENCY_SYMBOL or "RUB",
-            status="pending_wata",
-            description=description,
-            months=int(float(months)) if not traffic_sale else int(float(traffic_gb or months)),
-            provider="wata",
-            sale_mode=sale_mode,
-            tariff_key=_sale_mode_tariff_key(sale_mode),
-            purchased_gb=float(traffic_gb or months) if traffic_sale else None,
-            purchased_hwid_devices=int(float(months)) if hwid_devices_sale else None,
-        )
-        success, response_data = await service.create_payment_link(
-            payment_db_id=payment.payment_id,
-            amount=price,
-            currency=settings.DEFAULT_CURRENCY_SYMBOL or "RUB",
-            description=description,
-        )
-        payment_url = response_data.get("url") if success else None
-        provider_id = response_data.get("id")
-        if provider_id:
-            await payment_dal.update_provider_payment_and_status(
-                session,
-                payment.payment_id,
-                str(provider_id),
-                payment.status,
-            )
-            await session.commit()
-        if not payment_url:
-            await payment_dal.update_payment_status_by_db_id(
-                session,
-                payment.payment_id,
-                "failed_creation",
-            )
-            await session.commit()
-            return _json_error(502, "payment_failed", "Failed to create payment")
-        return web.json_response(
-            {
-                "ok": True,
-                "action": "open_link",
-                "payment_url": payment_url,
-                "payment_id": payment.payment_id,
-            }
-        )
-    except Exception:
-        await session.rollback()
-        logger.exception("Wata WebApp payment failed")
-        return _json_error(502, "payment_failed", "Failed to create payment")
-
-
-async def _create_stars_payment(
-    request: web.Request,
-    session: AsyncSession,
-    user_id: int,
-    months: Any,
-    stars_price: int,
-    description: str,
-    sale_mode: str = "subscription",
-    traffic_gb: Optional[float] = None,
-) -> web.Response:
-    bot: Bot = request.app["bot"]
-    try:
-        traffic_sale = _sale_mode_is_traffic(sale_mode)
-        hwid_devices_sale = _sale_mode_is_hwid_devices(sale_mode)
-        payment = await _create_base_payment_record(
-            session,
-            user_id=user_id,
-            amount=float(stars_price),
-            currency="XTR",
-            status="pending_stars",
-            description=description,
-            months=int(float(months)) if not traffic_sale else int(float(traffic_gb or months)),
-            provider="telegram_stars",
-            sale_mode=sale_mode,
-            tariff_key=_sale_mode_tariff_key(sale_mode),
-            purchased_gb=float(traffic_gb or months) if traffic_sale else None,
-            purchased_hwid_devices=int(float(months)) if hwid_devices_sale else None,
-        )
-        payload_units = traffic_gb if traffic_sale and traffic_gb is not None else months
-        payload = f"{payment.payment_id}:{_format_number_for_payload(payload_units)}:{sale_mode}"
-        prices = [LabeledPrice(label=description, amount=stars_price)]
-        create_invoice_link = getattr(bot, "create_invoice_link", None)
-        if callable(create_invoice_link):
-            invoice_url = await create_invoice_link(
-                title=description,
-                description=description,
-                payload=payload,
-                # Required to be empty for Telegram Stars (XTR) per Telegram Bot API.
-                provider_token="",
-                currency="XTR",
-                prices=prices,
-            )
-            return web.json_response(
-                {
-                    "ok": True,
-                    "action": "open_invoice",
-                    "payment_url": invoice_url,
-                    "payment_id": payment.payment_id,
-                }
-            )
-
-        await bot.send_invoice(
-            chat_id=user_id,
-            title=description,
-            description=description,
-            payload=payload,
-            provider_token="",
-            currency="XTR",
-            prices=prices,
-        )
-        return web.json_response(
-            {
-                "ok": True,
-                "action": "invoice_sent",
-                "payment_id": payment.payment_id,
-            }
-        )
-    except Exception:
-        await session.rollback()
-        logger.exception("Stars WebApp payment failed")
-        return _json_error(502, "payment_failed", "Failed to create invoice")

backend/bot/app/web/webapp/serializers.py

@@ -97,7 +97,7 @@ async def _build_user_payload(request: web.Request, user_id: int) -> Dict[str, A
             traffic_packages=cached["traffic_packages"],
             stars_traffic_packages=cached["stars_traffic_packages"],
         ),
-        "payment_methods": _serialize_payment_methods(settings, request.app),
+        "payment_methods": _serialize_payment_methods(settings, request.app, lang),
         "themes_catalog": public_themes_catalog_payload(
             settings.webapp_themes_catalog,
             settings.WEBAPP_PRIMARY_COLOR or "#00fe7a",
@@ -566,66 +566,23 @@ def _serialize_tariff_change_target(
 def _serialize_payment_methods(
     settings: Settings,
     app: web.Application,
+    lang: str = "ru",
 ) -> List[Dict[str, Any]]:
-    labels = {
-        "wata": "Wata",
-        "severpay": "SeverPay",
-        "freekassa": "FreeKassa / СБП",
-        "platega_sbp": "Platega · СБП",
-        "platega_crypto": "Platega · Crypto",
-        "yookassa": "Банковская карта",
-        "stars": "Telegram Stars",
-        "cryptopay": "CryptoPay",
-    }
+    from bot.payment_providers import get_provider_spec, resolve_provider_presentation
+
     methods: List[Dict[str, Any]] = []
     for method in settings.payment_methods_order:
         method = method.lower()
-        if (
-            method == "severpay"
-            and settings.SEVERPAY_ENABLED
-            and _service_configured(app, "severpay_service")
-        ):
-            methods.append({"id": method, "name": labels[method]})
-        elif (
-            method == "freekassa"
-            and settings.FREEKASSA_ENABLED
-            and _service_configured(app, "freekassa_service")
-        ):
-            methods.append({"id": method, "name": labels[method]})
-        elif (
-            method == "platega_sbp"
-            and settings.PLATEGA_ENABLED
-            and settings.PLATEGA_SBP_ENABLED
-            and _service_configured(app, "platega_service")
-        ):
-            methods.append({"id": method, "name": labels[method]})
-        elif (
-            method == "platega_crypto"
-            and settings.PLATEGA_ENABLED
-            and settings.PLATEGA_CRYPTO_ENABLED
-            and _service_configured(app, "platega_service")
-        ):
-            methods.append({"id": method, "name": labels[method]})
-        elif (
-            method == "wata"
-            and settings.WATA_ENABLED
-            and _service_configured(app, "wata_service")
-        ):
-            methods.append({"id": method, "name": labels[method]})
-        elif (
-            method == "yookassa"
-            and settings.YOOKASSA_ENABLED
-            and _service_configured(app, "yookassa_service")
-        ):
-            methods.append({"id": method, "name": labels[method]})
-        elif method == "stars" and settings.STARS_ENABLED:
-            methods.append({"id": method, "name": labels[method]})
-        elif (
-            method == "cryptopay"
-            and settings.CRYPTOPAY_ENABLED
-            and _service_configured(app, "cryptopay_service")
-        ):
-            methods.append({"id": method, "name": labels[method]})
+        spec = get_provider_spec(method)
+        if spec and spec.is_visible(settings, app):
+            presentation = resolve_provider_presentation(spec, settings, language=lang)
+            methods.append(
+                {
+                    "id": method,
+                    "name": presentation.webapp_label,
+                    "icon": presentation.webapp_icon,
+                }
+            )
     return methods