upd

bot/handlers/admin/sync_admin.py

@@ -212,6 +212,7 @@ async def perform_sync(panel_service: PanelApiService, session: AsyncSession,
                                     "is_active": panel_status == "ACTIVE",
                                     "status_from_panel": panel_status,
                                     "traffic_limit_bytes": settings.user_traffic_limit_bytes,
+                                    "auto_renew_enabled": False,
                                 }
                                 created_sub = await subscription_dal.upsert_subscription(
                                     session, sub_payload

bot/handlers/user/subscription/core.py

@@ -16,7 +16,7 @@ from bot.keyboards.inline.user_keyboards import (
 from bot.services.subscription_service import SubscriptionService
 from bot.services.panel_api_service import PanelApiService
 from bot.middlewares.i18n import JsonI18n
-from db.dal import subscription_dal
+from db.dal import subscription_dal, user_billing_dal
 from db.models import Subscription
 
 router = Router(name="user_subscription_core_router")
@@ -455,6 +455,14 @@ async def toggle_autorenew_handler(
     if sub.provider == "tribute":
         await callback.answer(get_text("subscription_autorenew_not_supported_for_tribute"), show_alert=True)
         return
+    if enable:
+        has_saved_card = await user_billing_dal.user_has_saved_payment_method(session, callback.from_user.id)
+        if not has_saved_card:
+            try:
+                await callback.answer(get_text("autorenew_enable_requires_card"), show_alert=True)
+            except Exception:
+                pass
+            return
 
     # Show confirmation popup and inline buttons
     confirm_text = get_text("autorenew_confirm_enable") if enable else get_text("autorenew_confirm_disable")
@@ -505,6 +513,18 @@ async def confirm_autorenew_handler(
     if sub.provider == "tribute":
         await callback.answer(get_text("subscription_autorenew_not_supported_for_tribute"), show_alert=True)
         return
+    if enable:
+        has_saved_card = await user_billing_dal.user_has_saved_payment_method(session, callback.from_user.id)
+        if not has_saved_card:
+            try:
+                await callback.answer(get_text("autorenew_enable_requires_card"), show_alert=True)
+            except Exception:
+                pass
+            try:
+                await my_subscription_command_handler(callback, i18n_data, settings, panel_service, subscription_service, session, bot)
+            except Exception:
+                pass
+            return
 
     await subscription_dal.update_subscription(session, sub.subscription_id, {"auto_renew_enabled": enable})
     await session.commit()

bot/services/referral_service.py

@@ -177,6 +177,8 @@ class ReferralService:
                                     "ACTIVE_BONUS",
                                     "traffic_limit_bytes":
                                     self.settings.user_traffic_limit_bytes,
+                                    "auto_renew_enabled":
+                                    False,
                                 }
                                 try:
                                     await subscription_dal.deactivate_other_active_subscriptions(

bot/services/subscription_service.py

@@ -498,6 +498,15 @@ class SubscriptionService:
             session, panel_user_uuid, panel_sub_link_id
         )
 
+        auto_renew_should_enable = False
+        if (
+            provider == "yookassa"
+            and getattr(self.settings, "YOOKASSA_AUTOPAYMENTS_ENABLED", False)
+        ):
+            auto_renew_should_enable = await user_billing_dal.user_has_saved_payment_method(
+                session, user_id
+            )
+
         sub_payload = {
             "user_id": user_id,
             "panel_user_uuid": panel_user_uuid,
@@ -510,7 +519,7 @@ class SubscriptionService:
             "traffic_limit_bytes": self.settings.user_traffic_limit_bytes,
             "provider": provider,
             "skip_notifications": provider == "tribute" and self.settings.TRIBUTE_SKIP_NOTIFICATIONS,
-            "auto_renew_enabled": True,
+            "auto_renew_enabled": auto_renew_should_enable,
         }
         try:
             new_or_updated_sub = await subscription_dal.upsert_subscription(
@@ -616,6 +625,7 @@ class SubscriptionService:
                 "is_active": True,
                 "status_from_panel": "ACTIVE_BONUS",
                 "traffic_limit_bytes": traffic_limit,
+                "auto_renew_enabled": False,
             }
             await subscription_dal.deactivate_other_active_subscriptions(
                 session, panel_uuid, panel_sub_uuid

db/dal/user_billing_dal.py

@@ -162,3 +162,19 @@ async def delete_user_payment_method_by_provider_id(
     await session.delete(method)
     await session.flush()
     return True
+
+
+async def user_has_saved_payment_method(
+    session: AsyncSession,
+    user_id: int,
+    provider: str = "yookassa",
+) -> bool:
+    """Return True if the user has at least one saved payment method."""
+    try:
+        methods = await list_user_payment_methods(session, user_id, provider)
+        if methods:
+            return True
+        billing = await get_user_billing(session, user_id)
+        return bool(billing and billing.yookassa_payment_method_id)
+    except Exception:
+        return False

locales/en.json

@@ -439,6 +439,7 @@
   "subscription_tribute_notice": "Paid via Tribute. Renew using your Tribute link.",
   "subscription_tribute_notice_with_link": "Paid via Tribute. Renew: {link}",
   "subscription_autorenew_not_supported_for_tribute": "Auto-renew is handled by Tribute. Manage renewal in the Tribute app/link.",
+  "autorenew_enable_requires_card": "Link a payment card in Payment Methods before enabling auto-renew.",
   "subscription_not_active": "You don't have an active subscription.",
   "error_service_unavailable": "Service unavailable. Please try again later.",
   "error_payment_gateway": "Payment service error. Please try again later.",

locales/ru.json

@@ -439,6 +439,7 @@
   "subscription_tribute_notice": "Оплачено через Tribute. Продление делайте по ссылке Tribute.",
   "subscription_tribute_notice_with_link": "Оплачено через Tribute. Продлить: {link}",
   "subscription_autorenew_not_supported_for_tribute": "Автопродление управляется Tribute. Управляйте продлением в приложении/ссылке Tribute.",
+  "autorenew_enable_requires_card": "Прежде чем включать автоплатёж, привяжите карту в разделе «Способы оплаты».",
   "subscription_not_active": "У вас нет активной подписки.",
   "error_service_unavailable": "Сервис недоступен. Попробуйте позже.",
   "error_payment_gateway": "Ошибка платежного сервиса. Попробуйте позже.",