diff --git a/.env.example b/.env.example
index ac2c427..7505ffc 100644
--- a/.env.example
+++ b/.env.example
@@ -29,8 +29,14 @@ YOOKASSA_SECRET_KEY=your_secret_key
 YOOKASSA_RETURN_URL=https://t.me/your_bot
 YOOKASSA_DEFAULT_RECEIPT_EMAIL=your_email@example.com
 YOOKASSA_VAT_CODE=1
-YOOKASSA_PAYMENT_MODE=full_prepayment
-YOOKASSA_PAYMENT_SUBJECT=payment
+
+# Recurring payments master toggle for YooKassa
+# false: one-time payments only; true: enable saving cards, manage methods UI, auto-renew
+YOOKASSA_AUTOPAYMENTS_ENABLED=false
+
+# Receipt fields are set automatically based on YOOKASSA_AUTOPAYMENTS_ENABLED:
+# - when false: YOOKASSA_PAYMENT_MODE=full_prepayment; YOOKASSA_PAYMENT_SUBJECT=payment
+# - when true:  YOOKASSA_PAYMENT_MODE=service;        YOOKASSA_PAYMENT_SUBJECT=full_payment
 
 # CryptoBot Payment Gateway Configuration
 CRYPTOPAY_TOKEN=