Implement YooMoney payment method enhancements and localization updates

- Added functionality to save multiple YooMoney payment methods, marking the first entry as default.
- Refactored payment method display logic to standardize the presentation of YooMoney wallet details across various handlers.
- Introduced new localization strings for improved clarity in user-facing messages regarding payment methods.
- Enhanced error handling during payment method operations to ensure smoother user experience.

locales/en.json

@@ -387,6 +387,8 @@
   "payment_method_card_title": "💳 {network} ••••{last4}",
   "payment_method_generic_title": "💳 {network}",
   "payment_method_wallet_title": "💼 YooMoney wallet ••••{last4}",
+  "payment_network_card": "Card",
+  "payment_network_generic": "Payment method",
   "payment_method_added_at": "Added: {date}",
   "payment_method_last_tx": "Last transaction: {date}",
   "payment_method_tx_history_title": "📜 Transactions history",

locales/ru.json

@@ -386,6 +386,8 @@
   "payment_method_card_title": "💳 {network} ••••{last4}",
   "payment_method_generic_title": "💳 {network}",
   "payment_method_wallet_title": "💼 Кошелёк YooMoney ••••{last4}",
+  "payment_network_card": "Карта",
+  "payment_network_generic": "Способ оплаты",
   "payment_method_added_at": "Добавлена: {date}",
   "payment_method_last_tx": "Последняя операция: {date}",
   "payment_method_tx_history_title": "📜 История операций",