diff --git a/bot/handlers/user/payment.py b/bot/handlers/user/payment.py
index 050ace8..1d6c00a 100644
--- a/bot/handlers/user/payment.py
+++ b/bot/handlers/user/payment.py
@@ -12,7 +12,7 @@ from sqlalchemy.orm import sessionmaker
 from yookassa.domain.notification import WebhookNotification
 from yookassa.domain.models.amount import Amount as YooKassaAmount
 
-from db.dal import payment_dal, user_dal
+from db.dal import payment_dal, user_dal, user_billing_dal
 
 from bot.services.subscription_service import SubscriptionService
 from bot.services.referral_service import ReferralService
@@ -89,6 +89,21 @@ async def process_successful_payment(session: AsyncSession, bot: Bot,
 
     try:
         yk_payment_id_from_hook = payment_info_from_webhook.get("id")
+        # Try to capture and save payment method for future charges if available
+        try:
+            payment_method = payment_info_from_webhook.get("payment_method")
+            if isinstance(payment_method, dict) and payment_method.get("saved", False):
+                pm_id = payment_method.get("id")
+                card = payment_method.get("card") or {}
+                await user_billing_dal.upsert_yk_payment_method(
+                    session,
+                    user_id=user_id,
+                    payment_method_id=pm_id,
+                    card_last4=card.get("last4"),
+                    card_network=card.get("card_type"),
+                )
+        except Exception:
+            logging.exception("Failed to persist YooKassa payment method from webhook")
         updated_payment_record = await payment_dal.update_payment_status_by_db_id(
             session,
             payment_db_id=payment_db_id,
@@ -329,6 +344,8 @@ async def yookassa_webhook_route(request: web.Request):
             "description":
             str(payment_data_from_notification.description)
             if payment_data_from_notification.description else None,
+            "payment_method": payment_data_from_notification.payment_method.to_dict()
+            if getattr(payment_data_from_notification, 'payment_method', None) else None,
         }
 
         async with payment_processing_lock:
diff --git a/bot/handlers/user/subscription.py b/bot/handlers/user/subscription.py
index 433169c..0202757 100644
--- a/bot/handlers/user/subscription.py
+++ b/bot/handlers/user/subscription.py
@@ -12,12 +12,14 @@ from bot.keyboards.inline.user_keyboards import (
     get_subscription_options_keyboard, get_payment_method_keyboard,
     get_payment_url_keyboard, get_back_to_main_menu_markup)
 from bot.services.yookassa_service import YooKassaService
+from db.dal import user_billing_dal
 from bot.services.stars_service import StarsService
 from bot.services.crypto_pay_service import CryptoPayService
 from bot.services.subscription_service import SubscriptionService
 from bot.services.panel_api_service import PanelApiService
 from bot.services.referral_service import ReferralService
 from bot.middlewares.i18n import JsonI18n
+from db.dal import subscription_dal
 
 router = Router(name="user_subscription_router")
 
@@ -297,9 +299,25 @@ async def pay_yk_callback_handler(
         currency=currency_code_for_yk,
         description=payment_description,
         metadata=yookassa_metadata,
-        receipt_email=receipt_email_for_yk)
+        receipt_email=receipt_email_for_yk,
+        save_payment_method=True)
 
     if payment_response_yk and payment_response_yk.get("confirmation_url"):
+        # If YooKassa already provided a payment_method (rare on redirect), store it
+        pm = payment_response_yk.get("payment_method")
+        try:
+            if pm and pm.get('id'):
+                await user_billing_dal.upsert_yk_payment_method(
+                    session,
+                    user_id=user_id,
+                    payment_method_id=pm['id'],
+                    card_last4=pm.get('last4'),
+                    card_network=pm.get('card', {}).get('card_type') if isinstance(pm.get('card'), dict) else None,
+                )
+                await session.commit()
+        except Exception:
+            await session.rollback()
+            logging.exception("Failed to save YooKassa payment method preliminarily")
         try:
             await payment_dal.update_payment_status_by_db_id(
                 session,
@@ -469,6 +487,24 @@ async def my_subscription_command_handler(
         (end_date.date() - datetime.now().date()).days
         if end_date else 0
     )
+    # Auto-renew toggle hint and Tribute notice
+    tribute_hint = ""
+    if active.get("status_from_panel", "").lower() == "active":
+        # Try to infer provider; fetch local sub for flags
+        # NOTE: Lightweight lookup by user_id
+        local_sub = await subscription_dal.get_active_subscription_by_user_id(session, event.from_user.id)
+        auto_renew_state = None
+        if local_sub:
+            auto_renew_state = local_sub.auto_renew_enabled
+            if local_sub.provider == "tribute":
+                link = None
+                link = (settings.tribute_payment_links.get(local_sub.duration_months or 1)
+                        if hasattr(settings, 'tribute_payment_links') else None)
+                if link:
+                    tribute_hint = "\n\n" + get_text("subscription_tribute_notice_with_link", link=link)
+                else:
+                    tribute_hint = "\n\n" + get_text("subscription_tribute_notice")
+
     text = get_text(
         "my_subscription_details",
         end_date=end_date.strftime("%Y-%m-%d") if end_date else "N/A",
@@ -486,7 +522,16 @@ async def my_subscription_command_handler(
             else get_text("traffic_na")
         )
     )
-    markup = get_back_to_main_menu_markup(current_lang, i18n)
+    # Build markup with auto-renew toggle if available
+    base_markup = get_back_to_main_menu_markup(current_lang, i18n)
+    kb = base_markup.inline_keyboard
+    try:
+        if 'local_sub' in locals() and local_sub and local_sub.provider != 'tribute':
+            toggle_text = get_text("autorenew_disable_button") if local_sub.auto_renew_enabled else get_text("autorenew_enable_button")
+            kb = [[InlineKeyboardButton(text=toggle_text, callback_data=f"toggle_autorenew:{local_sub.subscription_id}:{1 if not local_sub.auto_renew_enabled else 0}")]] + kb
+    except Exception:
+        pass
+    markup = InlineKeyboardMarkup(inline_keyboard=kb)
 
     if isinstance(event, types.CallbackQuery):
         try:
@@ -494,11 +539,50 @@ async def my_subscription_command_handler(
         except Exception:
             pass
         try:
-            await event.message.edit_text(text, reply_markup=markup, parse_mode="HTML", disable_web_page_preview=True)
+            await event.message.edit_text(text + tribute_hint, reply_markup=markup, parse_mode="HTML", disable_web_page_preview=True)
         except:
-            await bot.send_message(chat_id=target.chat.id, text=text, reply_markup=markup, parse_mode="HTML", disable_web_page_preview=True)
+            await bot.send_message(chat_id=target.chat.id, text=text + tribute_hint, reply_markup=markup, parse_mode="HTML", disable_web_page_preview=True)
     else:
-        await target.answer(text, reply_markup=markup, parse_mode="HTML", disable_web_page_preview=True)
+        await target.answer(text + tribute_hint, reply_markup=markup, parse_mode="HTML", disable_web_page_preview=True)
+
+
+@router.callback_query(F.data.startswith("toggle_autorenew:"))
+async def toggle_autorenew_handler(callback: types.CallbackQuery, settings: Settings, i18n_data: dict, session: AsyncSession, subscription_service: SubscriptionService, panel_service: PanelApiService, bot: Bot):
+    current_lang = i18n_data.get("current_language", settings.DEFAULT_LANGUAGE)
+    i18n: Optional[JsonI18n] = i18n_data.get("i18n_instance")
+    get_text = lambda key, **kwargs: i18n.gettext(current_lang, key, **kwargs) if i18n else key
+
+    try:
+        _, payload = callback.data.split(":", 1)
+        sub_id_str, enable_str = payload.split(":")
+        sub_id = int(sub_id_str)
+        enable = bool(int(enable_str))
+    except Exception:
+        try:
+            await callback.answer(get_text("error_try_again"), show_alert=True)
+        except Exception:
+            pass
+        return
+
+    sub = await session.get(type(subscription_service).__annotations__.get('sub', Subscription), sub_id)  # fallback avoids import cycle
+    # Better: direct DAL fetch
+    sub = await session.get(Subscription, sub_id)
+    if not sub or sub.user_id != callback.from_user.id:
+        await callback.answer(get_text("error_try_again"), show_alert=True)
+        return
+    if sub.provider == 'tribute':
+        await callback.answer(get_text("subscription_autorenew_not_supported_for_tribute"), show_alert=True)
+        return
+
+    await subscription_dal.update_subscription(session, sub.subscription_id, {"auto_renew_enabled": enable})
+    await session.commit()
+
+    try:
+        await callback.answer(get_text("subscription_autorenew_updated"))
+    except Exception:
+        pass
+    # Refresh panel info screen
+    await my_subscription_command_handler(callback, i18n_data, settings, panel_service, subscription_service, session, bot)
 
 
 @router.pre_checkout_query()
diff --git a/bot/main_bot.py b/bot/main_bot.py
index 86981b8..3f1f11b 100644
--- a/bot/main_bot.py
+++ b/bot/main_bot.py
@@ -293,6 +293,37 @@ async def run_bot(settings_param: Settings):
 
     main_tasks.append(asyncio.create_task(web_server_task(), name="AIOHTTPServerTask"))
 
+    async def recurring_billing_task():
+        # Run periodic check to bill 1 day before expiry
+        async_session_factory = dp.get("async_session_factory")
+        subscription_service = dp.get("subscription_service")
+        if not async_session_factory or not subscription_service:
+            logging.warning("Recurring billing task: dependencies missing; task not started")
+            return
+        while True:
+            try:
+                async with async_session_factory() as session:
+                    # Find subscriptions ending in 1 day
+                    subs = await subscription_service.get_subscriptions_ending_soon(session, 1)
+                    # We need actual Subscription objects; reuse DAL directly
+                    from db.dal import subscription_dal
+                    subs_models = await subscription_dal.get_subscriptions_near_expiration(session, 1)
+                    handled = 0
+                    for sub in subs_models:
+                        try:
+                            ok = await subscription_service.charge_subscription_renewal(session, sub)
+                            handled += 1 if ok else 0
+                        except Exception:
+                            logging.exception("Auto-renew attempt failed")
+                    if handled:
+                        await session.commit()
+            except Exception:
+                logging.exception("Recurring billing iteration failed")
+            # Sleep 1 hour between scans
+            await asyncio.sleep(3600)
+
+    main_tasks.append(asyncio.create_task(recurring_billing_task(), name="RecurringBillingTask"))
+
     logging.info("Starting bot in Webhook mode with AIOHTTP server...")
     logging.info(f"Starting bot with main tasks: {[task.get_name() for task in main_tasks]}")
 
diff --git a/bot/services/subscription_service.py b/bot/services/subscription_service.py
index 78cf15a..3fb6c46 100644
--- a/bot/services/subscription_service.py
+++ b/bot/services/subscription_service.py
@@ -5,7 +5,7 @@ from typing import Optional, Dict, Any, List, Tuple
 from aiogram import Bot
 from bot.middlewares.i18n import JsonI18n
 
-from db.dal import user_dal, subscription_dal, promo_code_dal, payment_dal
+from db.dal import user_dal, subscription_dal, promo_code_dal, payment_dal, user_billing_dal
 from bot.utils.date_utils import add_months
 from db.models import User, Subscription
 
@@ -780,6 +780,58 @@ class SubscriptionService:
                 )
         return results
 
+    async def charge_subscription_renewal(
+        self,
+        session: AsyncSession,
+        sub: Subscription,
+    ) -> bool:
+        """Attempt to charge user using saved payment method. Return True on initiated/handled, False on failure."""
+        if not sub.auto_renew_enabled:
+            return True
+        if sub.provider == "tribute":
+            # Tribute is paid externally; we do not auto-charge here
+            return True
+
+        billing = await user_billing_dal.get_user_billing(session, sub.user_id)
+        if not billing or not billing.yookassa_payment_method_id:
+            logging.info(f"Auto-renew skipped: no saved payment method for user {sub.user_id}")
+            return False
+
+        try:
+            from .yookassa_service import YooKassaService  # local import to avoid cycles
+            yk: YooKassaService = self.yookassa_service  # type: ignore[attr-defined]
+        except Exception:
+            yk = None  # type: ignore
+        if not yk or not getattr(yk, 'configured', False):
+            logging.warning("YooKassa unavailable for auto-renew")
+            return False
+
+        months = sub.duration_months or 1
+        amount = self.settings.subscription_options.get(months)
+        if not amount:
+            logging.error(f"Auto-renew price missing for {months} months")
+            return False
+
+        metadata = {
+            "user_id": str(sub.user_id),
+            "auto_renew_for_subscription_id": str(sub.subscription_id),
+            "subscription_months": str(months),
+        }
+        resp = await yk.create_payment(
+            amount=float(amount),
+            currency="RUB",
+            description=f"Auto-renewal for {months} months",
+            metadata=metadata,
+            payment_method_id=billing.yookassa_payment_method_id,
+            save_payment_method=False,
+            capture=True,
+        )
+        if not resp or resp.get("status") not in {"pending", "waiting_for_capture", "succeeded"}:
+            logging.error(f"Auto-renew create_payment failed: {resp}")
+            return False
+        logging.info(f"Auto-renew initiated for user {sub.user_id} payment_id={resp.get('id')}")
+        return True
+
     async def update_last_notification_sent(
         self, session: AsyncSession, user_id: int, subscription_end_date: datetime
     ):
diff --git a/bot/services/yookassa_service.py b/bot/services/yookassa_service.py
index 43aaeae..1d98734 100644
--- a/bot/services/yookassa_service.py
+++ b/bot/services/yookassa_service.py
@@ -61,7 +61,10 @@ class YooKassaService:
             description: str,
             metadata: Dict[str, Any],
             receipt_email: Optional[str] = None,
-            receipt_phone: Optional[str] = None) -> Optional[Dict[str, Any]]:
+            receipt_phone: Optional[str] = None,
+            save_payment_method: bool = False,
+            payment_method_id: Optional[str] = None,
+            capture: bool = True) -> Optional[Dict[str, Any]]:
         if not self.configured:
             logging.error("YooKassa is not configured. Cannot create payment.")
             return None
@@ -102,13 +105,19 @@ class YooKassaService:
                 "value": str(round(amount, 2)),
                 "currency": currency.upper()
             })
-            builder.set_capture(True)
+            builder.set_capture(capture)
             builder.set_confirmation({
                 "type": ConfirmationType.REDIRECT,
                 "return_url": self.return_url
             })
             builder.set_description(description)
             builder.set_metadata(metadata)
+            if save_payment_method:
+                # Ask YooKassa to save method for off-session charges
+                builder.set_save_payment_method(True)
+            if payment_method_id:
+                # Use a previously saved payment method for merchant-initiated payments
+                builder.set_payment_method_id(payment_method_id)
 
             receipt_items_list: List[Dict[str, Any]] = [{
                 "description":
@@ -178,7 +187,8 @@ class YooKassaService:
                 "description_from_yk":
                 response.description,
                 "test_mode":
-                response.test if hasattr(response, 'test') else None
+                response.test if hasattr(response, 'test') else None,
+                "payment_method": getattr(response, 'payment_method', None),
             }
         except Exception as e:
             logging.error(f"YooKassa payment creation failed: {e}",
diff --git a/db/dal/subscription_dal.py b/db/dal/subscription_dal.py
index 6a0b0e6..1785c82 100644
--- a/db/dal/subscription_dal.py
+++ b/db/dal/subscription_dal.py
@@ -53,6 +53,11 @@ async def update_subscription(
     return sub
 
 
+async def set_auto_renew(session: AsyncSession, subscription_id: int, enabled: bool) -> Optional[Subscription]:
+    """Toggle auto_renew_enabled for a subscription."""
+    return await update_subscription(session, subscription_id, {"auto_renew_enabled": enabled})
+
+
 async def set_user_subscriptions_cancelled_with_grace(
         session: AsyncSession, user_id: int, grace_days: int = 1) -> int:
     """Mark all active user subscriptions as cancelled with a short grace period.
diff --git a/db/dal/user_billing_dal.py b/db/dal/user_billing_dal.py
new file mode 100644
index 0000000..597fd75
--- /dev/null
+++ b/db/dal/user_billing_dal.py
@@ -0,0 +1,41 @@
+from typing import Optional, Dict, Any
+from sqlalchemy.ext.asyncio import AsyncSession
+from sqlalchemy import select, update
+from sqlalchemy.sql import func
+
+from db.models import UserBilling
+
+
+async def get_user_billing(session: AsyncSession, user_id: int) -> Optional[UserBilling]:
+    stmt = select(UserBilling).where(UserBilling.user_id == user_id)
+    result = await session.execute(stmt)
+    return result.scalar_one_or_none()
+
+
+async def upsert_yk_payment_method(
+    session: AsyncSession,
+    *,
+    user_id: int,
+    payment_method_id: str,
+    card_last4: Optional[str] = None,
+    card_network: Optional[str] = None,
+) -> UserBilling:
+    existing = await get_user_billing(session, user_id)
+    if existing:
+        existing.yookassa_payment_method_id = payment_method_id
+        existing.card_last4 = card_last4
+        existing.card_network = card_network
+        existing.updated_at = func.now()
+        await session.flush()
+        await session.refresh(existing)
+        return existing
+    record = UserBilling(
+        user_id=user_id,
+        yookassa_payment_method_id=payment_method_id,
+        card_last4=card_last4,
+        card_network=card_network,
+    )
+    session.add(record)
+    await session.flush()
+    await session.refresh(record)
+    return record
diff --git a/db/models.py b/db/models.py
index c8e2c4a..c53e23a 100644
--- a/db/models.py
+++ b/db/models.py
@@ -72,6 +72,7 @@ class Subscription(Base):
     last_notification_sent = Column(DateTime(timezone=True), nullable=True)
     provider = Column(String, nullable=True)
     skip_notifications = Column(Boolean, default=False)
+    auto_renew_enabled = Column(Boolean, default=False, index=True)
 
     user = relationship("User", back_populates="subscriptions")
 
@@ -112,6 +113,19 @@ class Payment(Base):
                                    back_populates="payments_where_used")
 
 
+class UserBilling(Base):
+    __tablename__ = "user_billing"
+
+    user_id = Column(BigInteger, ForeignKey("users.user_id"), primary_key=True)
+    # Saved payment method for off-session recurring charges (YooKassa)
+    yookassa_payment_method_id = Column(String, nullable=True, unique=True)
+    card_last4 = Column(String, nullable=True)
+    card_network = Column(String, nullable=True)
+    created_at = Column(DateTime(timezone=True), server_default=func.now())
+    updated_at = Column(DateTime(timezone=True), onupdate=func.now(), nullable=True)
+
+    user = relationship("User")
+
 class PromoCode(Base):
     __tablename__ = "promo_codes"
 
diff --git a/docker-compose.yml b/docker-compose.yml
index 4282534..4fbdbaf 100644
--- a/docker-compose.yml
+++ b/docker-compose.yml
@@ -11,6 +11,9 @@ services:
     volumes:
       - ./locales:/app/locales
     restart: unless-stopped
+    depends_on:
+      remnawave-tg-shop-db:
+        condition: service_healthy
 
   remnawave-tg-shop-db:
     image: postgres:17
@@ -23,6 +26,11 @@ services:
     networks:
       - remnawave-network
     restart: unless-stopped
+    healthcheck:
+      test: ["CMD-SHELL", "pg_isready -U $$POSTGRES_USER -d $$POSTGRES_DB"]
+      interval: 5s
+      timeout: 5s
+      retries: 20
 
 networks:
   remnawave-network:
diff --git a/locales/en.json b/locales/en.json
index 9e511fe..cec81e0 100644
--- a/locales/en.json
+++ b/locales/en.json
@@ -371,6 +371,12 @@
   "admin_sync_not_found_in_db": "\n❌ Not found in DB: {count}",
   "admin_payments_pagination_info": "📊 Showing {shown} of {total} payments (page {current_page}/{total_pages})",
   "my_subscription_details": "🔐 <b>My Subscription</b>\n\n⏰ Status: <b>{status}</b>\n📅 Active until: <b>{end_date}</b>\n📆 Days left: <b>{days_left}</b>\n\n🔗 Configuration link:\n<code>{config_link}</code>\n\n📊 Traffic:\nLimit: <b>{traffic_limit}</b>\nUsed: <b>{traffic_used}</b>",
+  "autorenew_enable_button": "Enable auto-renew",
+  "autorenew_disable_button": "Disable auto-renew",
+  "subscription_autorenew_updated": "Auto-renew settings updated.",
+  "subscription_tribute_notice": "Paid via Tribute. Renew using your Tribute link.",
+  "subscription_tribute_notice_with_link": "Paid via Tribute. Renew: {link}",
+  "subscription_autorenew_not_supported_for_tribute": "Auto-renew is handled by Tribute. Manage renewal in the Tribute app/link.",
   "subscription_not_active": "You don't have an active subscription.",
   "error_service_unavailable": "Service unavailable. Please try again later.",
   "error_payment_gateway": "Payment service error. Please try again later.",
diff --git a/locales/ru.json b/locales/ru.json
index b58b394..fe28c90 100644
--- a/locales/ru.json
+++ b/locales/ru.json
@@ -370,6 +370,12 @@
   "admin_sync_not_found_in_db": "\n❌ Не найдено в БД: {count}",
   "admin_payments_pagination_info": "📊 Показано {shown} из {total} платежей (стр. {current_page}/{total_pages})",
   "my_subscription_details": "🔐 <b>Моя подписка</b>\n\n⏰ Статус: <b>{status}</b>\n📅 Действует до: <b>{end_date}</b>\n📆 Осталось дней: <b>{days_left}</b>\n\n🔗 Ссылка на конфигурацию:\n<code>{config_link}</code>\n\n📊 Трафик:\nЛимит: <b>{traffic_limit}</b>\nИспользовано: <b>{traffic_used}</b>",
+  "autorenew_enable_button": "Включить автопродление",
+  "autorenew_disable_button": "Выключить автопродление",
+  "subscription_autorenew_updated": "Настройки автопродления обновлены.",
+  "subscription_tribute_notice": "Оплачено через Tribute. Продление делайте по ссылке Tribute.",
+  "subscription_tribute_notice_with_link": "Оплачено через Tribute. Продлить: {link}",
+  "subscription_autorenew_not_supported_for_tribute": "Автопродление управляется Tribute. Управляйте продлением в приложении/ссылке Tribute.",
   "subscription_not_active": "У вас нет активной подписки.",
   "error_service_unavailable": "Сервис недоступен. Попробуйте позже.",
   "error_payment_gateway": "Ошибка платежного сервиса. Попробуйте позже.",