diff --git a/bot/app/web/admin_api.py b/bot/app/web/admin_api.py
index 4b6a201..277ab81 100644
--- a/bot/app/web/admin_api.py
+++ b/bot/app/web/admin_api.py
@@ -262,14 +262,34 @@ def _payment_traffic_gb_split(payment: Payment) -> Tuple[Optional[float], Option
     return None, None
 
 
+def _payment_user_display_label(loaded_user: Any, payment_user_id: int) -> str:
+    """Human-facing name for payments tables: TG profile name, else email, else user id."""
+    if loaded_user is None:
+        return str(payment_user_id)
+    tid = getattr(loaded_user, "telegram_id", None)
+    if tid is not None:
+        fn = (getattr(loaded_user, "first_name", None) or "").strip()
+        ln = (getattr(loaded_user, "last_name", None) or "").strip()
+        full = f"{fn} {ln}".strip()
+        if full:
+            return full
+        un = (getattr(loaded_user, "username", None) or "").strip()
+        if un:
+            return un if un.startswith("@") else f"@{un}"
+        return str(payment_user_id)
+    email = (getattr(loaded_user, "email", None) or "").strip()
+    if email:
+        return email
+    return str(payment_user_id)
+
+
 def _serialize_payment(payment: Payment) -> Dict[str, Any]:
     # Avoid lazy-loading `payment.user` outside an active SQLAlchemy session.
     # Some admin routes serialize payments after the session scope is closed.
-    user_label = str(payment.user_id)
     telegram_id = None
     loaded_user = payment.__dict__.get("user")
+    user_label = _payment_user_display_label(loaded_user, int(payment.user_id))
     if loaded_user is not None:
-        user_label = loaded_user.username or loaded_user.first_name or str(payment.user_id)
         tid = getattr(loaded_user, "telegram_id", None)
         if tid is not None:
             try:
@@ -1550,9 +1570,7 @@ async def admin_payments_export_route(request: web.Request) -> web.Response:
         ]
     )
     for p in rows:
-        label = ""
-        if p.user:
-            label = p.user.username or p.user.first_name or ""
+        label = _payment_user_display_label(p.user, int(p.user_id)) if p.user else str(p.user_id)
         writer.writerow(
             [
                 p.payment_id,
diff --git a/bot/app/web/frontend/src/admin/AdminPanel.svelte b/bot/app/web/frontend/src/admin/AdminPanel.svelte
index a364c09..b7e64ac 100644
--- a/bot/app/web/frontend/src/admin/AdminPanel.svelte
+++ b/bot/app/web/frontend/src/admin/AdminPanel.svelte
@@ -262,7 +262,8 @@
 
   function openPaymentUserCard(userId) {
     const uid = Number(userId);
-    if (!Number.isFinite(uid) || uid <= 0) return;
+    // Synthetic email-only users use negative user_id; still a valid admin target.
+    if (!Number.isFinite(uid) || uid === 0) return;
     const next = normalizeSection("users");
     sidebarOpen = false;
     if (active !== next) {
diff --git a/bot/app/web/frontend/src/admin/sections/PaymentsSection.svelte b/bot/app/web/frontend/src/admin/sections/PaymentsSection.svelte
index e876712..c247596 100644
--- a/bot/app/web/frontend/src/admin/sections/PaymentsSection.svelte
+++ b/bot/app/web/frontend/src/admin/sections/PaymentsSection.svelte
@@ -72,7 +72,7 @@
   $: paymentHeaders = [
     at("id", {}, "ID"),
     at("user", {}, "Пользователь"),
-    at("payments_col_telegram_id", {}, "Telegram ID"),
+    at("payments_col_user_id", {}, "ID"),
     at("payments_col_traffic_regular", {}, "Основной трафик"),
     at("payments_col_traffic_premium", {}, "Премиум"),
     at("amount", {}, "Сумма"),
@@ -104,7 +104,7 @@
         <tr>
           <th>{at("id", {}, "ID")}</th>
           <th>{at("user", {}, "Пользователь")}</th>
-          <th>{at("payments_col_telegram_id", {}, "Telegram ID")}</th>
+          <th>{at("payments_col_user_id", {}, "ID")}</th>
           <th>{at("payments_col_traffic_regular", {}, "Основной трафик")}</th>
           <th>{at("payments_col_traffic_premium", {}, "Премиум")}</th>
           <th>{at("amount", {}, "Сумма")}</th>
@@ -133,11 +133,8 @@
                 <span class="admin-payments-user-name">{p.user_label || p.user_id}</span>
               </span>
             </td>
-            <td
-              class="admin-cell-mono"
-              data-label={at("payments_col_telegram_id", {}, "Telegram ID")}
-            >
-              {p.telegram_id != null ? p.telegram_id : "—"}
+            <td class="admin-cell-mono" data-label={at("payments_col_user_id", {}, "ID")}>
+              {p.user_id != null && p.user_id !== "" ? p.user_id : "—"}
             </td>
             <td
               class="admin-cell-traffic-gb"
diff --git a/locales/en.json b/locales/en.json
index 7c9ea8b..18bc29d 100644
--- a/locales/en.json
+++ b/locales/en.json
@@ -920,7 +920,7 @@
   "admin_status": "Status",
   "admin_date": "Date",
   "admin_payments_empty": "No payments",
-  "admin_payments_col_telegram_id": "Telegram ID",
+  "admin_payments_col_user_id": "ID",
   "admin_payments_col_traffic_regular": "Main traffic",
   "admin_payments_col_traffic_premium": "Premium traffic",
   "admin_payments_col_actions": "",
diff --git a/locales/ru.json b/locales/ru.json
index 666bee7..1e0df55 100644
--- a/locales/ru.json
+++ b/locales/ru.json
@@ -920,7 +920,7 @@
   "admin_status": "Статус",
   "admin_date": "Дата",
   "admin_payments_empty": "Нет платежей",
-  "admin_payments_col_telegram_id": "Telegram ID",
+  "admin_payments_col_user_id": "ID",
   "admin_payments_col_traffic_regular": "Основной трафик",
   "admin_payments_col_traffic_premium": "Премиум трафик",
   "admin_payments_col_actions": "",